Offer accepted to completion: government market context, not time to find a buyer. [1]
Your next move.
Let’s change the story.
An offer should be the start of a clear plan. Explore the journey, see where things can get stuck and discover the thinking behind Secured Sale™.
Explore your moveTransactions fall through in the government’s reform-roadmap context. Not your personal odds. [1]
What can we make clearer, earlier, so you can move forward with more confidence?
England & Wales journey illustrated. Scotland and Northern Ireland have different processes. Cost examples are illustrations, not a quote or performance forecast.
Secured Sale™ / CGT’s own salesA clearer commitment.
A clearer commitment.
A story measured in results.
Figures supplied by CGT from its own Secured Sale transactions, after terms were agreed and the fee was paid.
Among CGT’s Secured Sale transactions after agreed terms and fee payment.
Terms agreed + fee paidCGT sales records
From the Secured Sale fee being paid to exchange of contracts, as reported by CGT.
Fee paidExchange of contracts
Source: CGT’s own sales records, as supplied by CGT. Historical results; individual sales can take longer or fall through.
Historical figures supplied by CGT. Sample size, reporting period and calculation method are not specified here. The 48.6-working-day figure measures fee payment to exchange, while the government’s 120-day context measures accepted offer to completion. They are different time periods and do not establish a percentage speed improvement.
What do these figures measure?
Fall-through: CGT reports a rate below 7% for its Secured Sale transactions after terms were agreed and fees paid. This is CGT’s own cohort, not a rate for every Secured Sale provider or a prediction for your property.
Time to exchange: CGT reports a mean of 48.6 working days between fee payment and exchange. It is not time from initial listing, time to completion, or a guaranteed exchange target.
Understanding the basis: sample size, reporting dates, treatment of sales still progressing and the working-day convention matter when interpreting results. These details are not specified here. Ask the CGT Sales team about the records behind the figures.
One sale. Every next step.Take your move
Take your move
from “for sale” to front door.
Tap any milestone or follow the route. Steps show the focus of each stage; legal and finance work can overlap. Progress here does not predict sale speed.
See what your move
could look like on paper.
Start with example figures, then use your own quotes. Every amount below is editable.
Seller budget illustration
Comparison agency fee, including VAT
CGT seller commission, including VAT
Other seller costs in each route
Comparison route total
Secured Sale™ seller total
Illustrative seller commission difference
A buyer’s separate Secured Sale fee applies and is excluded from this seller comparison; it is a cost, not a saving across the whole transaction. Ask for its amount, VAT, payment and refund terms before commitment. Existing-agent liabilities, buying costs, purchase taxes, mortgage balance, tax liabilities and unentered costs are excluded. They can change your overall budget. This is not a quote or net sale proceeds.
A bump in the road.
What happens next?
Choose a situation, then make your next move. Explore what your decision could mean.
Your next move?
0 / 3 situations explored
These are teaching scenarios, not measured outcomes. We do not invent a risk-reduction percentage, a guaranteed faster date or a penalty that is not in the signed terms.
Your move is the next story.Let’s turn the illustration
Let’s turn the illustration
into a plan for your home.
A local market appraisal starts with your property, your area and the move you want to make.
Book your market appraisal ↗
Start with your postcode. Choose a local day and request an available appointment.
See the sales behind the plan ↗The evidence and the small print
- MHCLG home buying and selling reform roadmap, updated 19 June 2026. Broad reform context: around 120 days after offer acceptance to completion and around one in three transactions falling through. These are different measures, not CGT results, a live local rate or personal odds. Checked 13 November 2026.
- GOV.UK: Selling a home. England and Wales overview. Scotland and Northern Ireland follow different processes.
- GOV.UK VAT rates: standard rate 20%. GOV.UK offers and negotiations: exchange in England and Wales.
Secured Sale™ aims to improve clarity and commitment. It does not remove property, funding, chain or legal risks, or replace independent legal advice, surveys or conveyancing. Fee receipt is not exchange of contracts. Withdrawal rights and financial consequences depend on the signed terms. Do not book removals on the assumption that an illustration or target date guarantees completion.
CGT has supplied its own Secured Sale results: a fall-through rate below 7% after terms were agreed and fees paid, and an average 48.6 working days from fee payment to exchange. Figures are supplied by CGT; cohort sizes, reporting period, outcome cutoff, treatment of ongoing sales and working-day convention are not specified here. Government market context uses different populations and time endpoints; do not treat these figures as a controlled comparison.
